Short Form Disclosures
No overdraft/credit feature. Your funds are not FDIC insured. For general information about prepaid accounts, visit cfpb.gov/prepaid. Find details and conditions for all fees and services by visiting www.bridge.xyz/legal or https://www.seamless.finance/cards/disclosures
Long Form Disclosures
List of all fees for the Lead Bank Prepaid Visa Card
| All fees | Amount | Details |
|---|---|---|
| Get started | ||
| Card purchase | $0 | There are no fees to purchase a Card. |
| Monthly usage | ||
| Monthly fee | $0 | There are no monthly fees. |
| Per purchase | $0 | There is no per purchase fee. |
| Add money | ||
| Direct deposit | n/a | Direct deposit is not available. |
| Cash reload | $0 | There is no cash reload fee. |
| Funding from wallet | 1% | A fee of 1% applies for adding funds to your wallet linked to your card. |
| Spend money | ||
| Bill payment | n/a | Bill payment is not available. |
| Get cash | ||
| ATM withdrawal | n/a | ATM withdrawals are not available. |
| Information | ||
| Customer service | $0 | There are no fees for customer service. |
| ATM balance inquiry | n/a | ATM balance inquiries are not available. |
| Using your card outside the U.S. | ||
| International transaction | 2% | A fee of 2% applies to the U.S. dollar amount of each transaction conducted with merchants outside of your country of residence. |
| Other | ||
| Inactivity | n/a | There are no inactivity fees. |
Your funds are not FDIC insured.
No overdraft/credit feature.
For general information about prepaid accounts, visit cfpb.gov/prepaid. If you have a complaint about a prepaid account, call the Consumer Financial Protection Bureau at 1-855-411-2372 or visit cfpb.gov/complaint.
Agreements and policies
You review and accept each of these when your business is set up for cards. The E-Sign disclosure is presented and accepted separately from the others.
The Prepaid Debit Visa Card (the “Card”) is issued by Lead Bank pursuant to licensing by Visa U.S.A. Inc. and may be used everywhere Visa is accepted. Must be 18 or older to apply. Fees may apply. See Cardholder Agreement and Seamless Finance website for more details.
Bridge Ventures LLC (“Bridge”) is not a bank. Bridge is a financial technology company and is the Program Manager responsible for managing and operating the Card on behalf of Lead Bank. Kartos Systems LLC d/b/a Seamless Finance (“Seamless Finance”) is not a bank. Seamless Finance is a financial technology company and is the Platform Provider responsible for the application, access, and management of/for the card.
The Seamless Cards program is provided by Kartos Systems LLC d/b/a Seamless Finance, a Delaware limited liability company. Kartos Systems LLC is not a bank. © 2026 Seamless.
Lost or stolen card
Freeze the card in your Seamless dashboard immediately, then tell us at [CARD SUPPORT EMAIL] or 833-237-8104.
Dispute a transaction
For a billing error or a charge you did not authorize, contact us with the transaction details from your dashboard. We log the dispute and keep you informed until it is resolved.
Make a complaint
Write to support@seamless.finance. Every complaint is recorded, reviewed and answered.