Legal

Terms & Conditions

These Terms of Service ("Terms") govern your use of Seamless Finance's website (www.seamless.finance), mobile app, and services, including digital asset payments, crypto invoicing, real-time cards, RWA tokenization, and PayFi (collectively, the "Services"). By accessing or using our Services, you ("you," "your") agree to these Terms. If you disagree, do not use our Services.

1. Introduction

Seamless Finance entities are listed in Section 'Where We're Based' below. We reserve the right to update these Terms at any time, with changes effective upon posting on our Site. Review regularly to stay informed.

2. Eligibility

To use our Services, you must:

  • Be at least 18 years old.
  • Have legal capacity to enter binding agreements.
  • Comply with applicable laws, including AML, KYC, and CTF regulations.
  • Not be in a sanctioned jurisdiction or listed on a sanctions list.

We may suspend or terminate your Account if you fail to meet these requirements.

3. Services

Seamless Finance provides:

  • On-Ramp/Off-Ramp Services: Convert fiat to digital assets (e.g., USDT, ETH) or digital assets to fiat via instant off-ramps.
  • Crypto Invoicing: Issue invoices in fiat/stablecoins, accept multi-currency payments.
  • Real-Time Cards: Spend stablecoins with auto-conversion at checkout.
  • RWA Tokenization: Digitize real-world assets (e.g., invoices, receivables) with on-chain automation.
  • PayFi: Embedded financing and on-chain capital solutions.

Services are subject to availability, regulatory compliance, and our discretion to modify or discontinue features.

4. Account Registration

To access Services, you must create an Account, providing accurate Personal Data (e.g., name, email, wallet address). You are responsible for:

  • Maintaining Account confidentiality.
  • Updating Personal Data promptly.
  • All activities under your Account.

We may require KYC/AML verification, including ID documents or source-of-funds proof.

5. Transactions

Orders: You may place Orders for digital asset transactions. All Orders are final and irreversible due to blockchain nature.
Accuracy: You are responsible for accurate transaction details (e.g., wallet addresses). We are not liable for errors.
Fees: Transaction fees will be disclosed before Order confirmation.
Risks: Digital assets are volatile and subject to regulatory risks. You assume all risks associated with transactions.

6. Prohibited Activities

You may not:

  • Use Services for illegal purposes (e.g., money laundering, fraud).
  • Attempt to bypass our security measures or interfere with our systems.
  • Use Services in sanctioned jurisdictions or if listed on sanctions lists.
  • Misrepresent your identity or transaction details.

We may suspend/terminate your Account for violations.

7. Intellectual Property

All content, trademarks, and technology on our Site/Services are owned by or licensed to Seamless Finance. You may not copy, modify, or distribute them without permission, except for personal, non-commercial use.

8. Privacy

Your use of our Services is subject to our Privacy Policy, detailing how we collect, use, and protect your Personal Data.

9. Limitation of Liability

To the extent permitted by law, Seamless Finance is not liable for:

  • Losses from digital asset volatility or transaction errors.
  • Unauthorized access to your Account due to your negligence.
  • Service interruptions due to technical issues, regulatory changes, or force majeure.
  • Indirect, consequential, or punitive damages.

Our liability is limited to the fees paid for the affected Service.

10. Termination

We may suspend or terminate your Account/Services for:

  • Violation of these Terms.
  • Regulatory or legal requirements.
  • Suspected illegal activity.

You may terminate your Account by contacting support@seamless.finance. Upon termination, outstanding obligations (e.g., fees) remain.

11. Contact Us

For questions or complaints, email support@seamless.finance

12. Miscellaneous

Severability: If any provision is unenforceable, others remain effective.
Assignment: We may assign these Terms; you may not without our consent.
Entire Agreement: These Terms, Privacy Policy, and Cookie Policy constitute the full agreement.